Individual Services

OVERVIEW Individuals today need the guidance of experienced professionals in the search for financial security. LINEWEAVER FINANCIAL GROUP is an organization comprised of independent financial representatives who have associated to provide comprehensive financial, investment, insurance, estate and tax planning strategies. Our ability to offer a wide range of investment products as well as provide products and services from the top carriers in the insurance industry sets us apart from the competition. SERVICES • Comprehensive Financial Services • Asset Management • College Funding Strategies • Retirement Planning • Estate and Income Tax Strategies • Charitable Giving Strategies PRODUCTS • Mutual Funds • Corporate and Municipal Bonds • Stocks • Certificates of Deposit • Variable, Fixed and Indexed Annuities • Individual Retirement Accounts(IRA) • Section 529 College Plans • Life Insurance • Disability Income Insurance Protection • Health Insurance • Long Term Care Insurance • Real Estate Investment Trust (REITs) Below is additional information about the services and products we offer to individual clients. For additional information see the Investments Section on the home page. INVESTMENTS Our Associates are Registered Representatives with Sigma Financial Corporation, headquartered in Ann Arbor, Michigan. Sigma Financial Corporation is one of the nation's leading independent broker-dealers and offers a wide-ranging combination of products and services to meet the needs of our clients. Sigma Financial Corporation provides traditional products, including unit investment trusts, common and preferred stock, municipal and corporate bonds, U.S. Treasuries and other governmental obligations, and mutual funds from over 400 fund families. For clients seeking tax deferral of investment earnings, we offer a variety of variable life insurance and variable annuity products from the industry's leading insurance carriers. Fund assets can be held directly with a mutual fund company or in a variety of brokerage and cash management accounts, including retirement accounts. For cash deposits, the accounts offer a choice of both taxable and tax-free money market funds. Security transactions are cleared through First Clearing. Clients can have on-line access to brokerage account information at www.sigma4clients.com or through the "Investment Links" section of this site. Account information for many of the mutual fund, variable annuity, and variable life insurance carriers' families we represent can be accessed through the "Investment Links" section of this site. Sigma Financial Corporation. Member FINRA/SIPC. INSURANCE PRODUCTS LINEWEAVER FINANCIAL GROUP has developed relationships with a number of leading carriers in the insurance industry to provide our clients with the most innovative and competitive life, disability income, and long-term care insurance as well as annuity products. FINANCIAL SERVICES Our Associates are dedicated to building close and lasting financial relationships with each client. Today, when choices are abundant, decisions are more complex than ever. Individuals are faced with having to make more and more crucial, informed decisions about benefit plans, retirement options, insurance coverages, education funding strategies, estate planning, and investments. When combined with uncertain economic conditions, tax law changes, fluctuating markets, and the multitude of products and services available today, it is little wonder that people seek professional help in the search for financial security. Our process begins with a review of a client's current financial situation. Prior to the initial meeting, the client is asked to gather information on all existing assets and liabilities including employee benefit programs, retirement plans, all insurance policies, Wills and Trusts, tax returns, and any other relevant financial information or documents. During the initial meeting, that information is reviewed in detail and planning objectives, investment risk tolerance, and priorities are established. Areas most often included in the process are investment and retirement planning, education funding strategies, estate and survivorship needs, income tax strategies, and risk management strategies. A strategy is then prepared to meet the established objectives and priorities. From our work, individuals, regardless of income level or net worth, learn to make more informed decisions about their financial life. After the plan is implemented, periodic reviews are then conducted to make certain the plan keeps up with the client's needs and objectives as they change as well as changes in areas such as tax law, employee benefit programs, and economic conditions. LINEWEAVER FINANCIAL GROUP possesses all of the necessary resources and administrative capabilities to provide ongoing support to our clients. Associates are personally involved with each client from the initial planning stages to annual reviews. At the corporate level, our experienced staff and state-of-the-art hardware/software systems will deliver the quality support you want, need and deserve. LINEWEAVER FINANCIAL GROUP also has access to all legal, accounting and compliance services that may be required by our clients, or we can coordinate our work with a client's current advisors.